This web site (the "360 Degree World") is published and maintained by 360 DEGREE WORLD ("Bank registered name"), a proprietorship firm. When you access, browse or use this site, you accept, without limitation or qualification, the terms and conditions set forth below. When you access any sub-site (whether belonging to an ‘associate’ of 360degreeworld.com or otherwise) through this site, then such sub-site may have its own terms and conditions of use which is specific to such sub-site. Sub-sites may contain such additional terms and conditions of use as may be set out in such sub-site. These Terms and Conditions of Use and any additional terms posted on this Site together constitute the entire agreement between 360degreeworld.com and you with respect to your use of this Site.

These Terms and Conditions of Use and any additional terms posted on this Site together constitute the entire agreement between 360degreeworld.com and you with respect to your use of this Site.

This Site is only for your personal use. You shall not distribute, exchange, modify, sell or transmit anything you copy from this Site, including but not limited to any text, images, audio and video, for any business, commercial or public purpose.

As long as you comply with the terms of these Terms and Conditions of Use, 360degreeworld.com grants you a non-exclusive, non-transferable, limited right to enter, view and use this Site. You agree not to interrupt or attempt to interrupt the operation of this Site in any way.

Access to certain areas of the Site may only be available to registered members. To become a registered member, you may be required to answer certain questions. Answers to such questions may be mandatory and/or optional. You represent and warrant that all information you supply to us, about yourself, and others, is true and accurate.

All materials on this Site, including but not limited to audio, images, software, text, icons and such like (the "Content"), are protected by copyright under international conventions and copyright laws. You cannot use the Content, except as specified herein. You agree to follow all instructions on this Site limiting the way you may use the Content. There are a number of partnership logos, service marks and trademarks found on this Site whether owned/used by 360degreeworld.com or otherwise. By displaying them on this Site, 360degreeworld.com is not granting you any license to utilize those proprietary logos, service marks, or trademarks. Any unauthorized use of the Content may violate copyright laws, trademark laws, the laws of privacy and publicity, and civil and criminal statutes. You may download such copy/copies of the Content to be used only by you for your personal use at home unless the subsite you are accessing states that you may not. If you download any Content from this Site, you shall not remove any copyright or trademark notices or other notices that go with it. Others rights If this Site contains bulletin boards, chat rooms, access to mailing lists or other message or communication facilities, you agree to use the same only to send and receive messages and materials that are proper and related thereto. By way of example and not as a limitation, you agree that when using the Site or any facility available herefrom, you shall not do any of the following:

1. Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
2. Publish, post, distribute or disseminate any defamatory, infringing, obscene, indecent or unlawful material or information.
3. Upload or attach files that contain software or other material protected by intellectual property laws (or by rights of privacy and publicity) unless the User owns or controls the rights thereto or has received all consents therefor as may be required by law.
4. Upload or attach files that contain viruses, corrupted files or any other similar software or programs that may damage the operation of another’s computer. • Delete any author attributions, legal notices or proprietary designations or labels in any file that is uploaded.
5. Falsify the origin or source of software or other material contained in a file that is uploaded.
6. Advertise or offer to sell any goods or services, or conduct or forward surveys, contests or chain letters, or download any file posted by another user of a Forum that the User knows, or reasonably should know, cannot be legally distributed in such manner. User's Material You are prohibited from posting or transmitting any defamatory, libelous, obscene, pornographic, profane, threatening or unlawful material or any material that could constitute or encourage conduct that would be considered a criminal offense or give rise to civil liability, or otherwise violate any law. www.360degreeworld.com assumes no liability or responsibility arising from the contents of any communications containing any defamatory, erroneous, inaccurate, libelous, obscene or profane material. www.360degreeworld.com may change, edit, or remove any user material or conversations that are illegal, indecent, obscene or offensive, or that violates www.360degreeworld.com's policies in any way. 360degreeworld.com will fully cooperate with any law enforcement authorities or court order requesting or directing www.360degreeworld.com to disclose the identity of anyone posting such materials. 360degreeworld.com Rights If you send any communications or materials to the Site by electronic mail or otherwise, including any comments, data, questions, suggestions or the like, all such communications are, and will be treated by www.360degreeworld.com, as non-confidential. You hereby give up any and all claim that any use of such material violates any of your rights including moral rights, privacy rights, proprietary or other property rights, publicity rights, rights to credit for material or ideas, or any other right, including the right to approve the way www.360degreeworld.com uses such material. Any material submitted to this Site may be adapted, broadcast, changed, copied, disclosed, licensed, performed, posted, published, sold, transmitted or used by www.360degreeworld.com anywhere in the world, in any medium, forever.